Vote!

With all the advertising and press it is hard to ignore the upcoming presidential election. Regardless of your views, I encourage you to vote!

Google has set up a great web site where you can enter your home address and get information on registration and polling locations. Fortunately for us in Wisconsin you can register to vote at the polls on election day! Polling locations will be on the web site mid-October. I encourage you to take a look at this and send the link to a friend!

Here it is: http://googlemaps.com/vote

Fear vs. Courage

Long time no blog! Sorry about that folks. It's been a busy summer! I managed to get married and stay busy with home buyers and divorce clients all summer. I'm excited to have a few minutes to blog, and wanted to share a thought with you about first time home buyers.

Owning a home is what most people think of when they talk about "The American Dream." Quite frankly, if someone is middle aged and is still a renter, most people will wonder what is wrong. Has this renter failed to move forward financially? Are they afraid to take on the committment of owning a home?

The real estate market has been in turmoil the last few months. No doubt about it. What does this mean for first time home owners? Good deals. Mortgage rates are great right now. FHA and WHEDA still allow folks with modest down payments or credit blemishes to get mortgages with great rates.

Don't let fear of the real estate market keep you on the sidelines. A home is a long term investment and now is a great time to evaluate your buying power. If owning a home is a goal for you, have the courage to research it and find out if now is the right time to buy.

If you or anyone you love is considering buying a home, please call me to find out what options are avialable. I am happy to help! I'm in the office at 414.807.7277.

It's Tax Day!

Tax day is a good day in my book, as homeowners get to take some nice deductions on their income taxes! It's also a good day as it also happens to be the birthday of a good friend of mine. How could I forget his birthday?

Here's a tax day fun fact: In 1916 federal law was amended to replace the word "lawful" with "income" in order to make illegal income taxable.

Learning Never Ends

The Wauwatosa Recreation Department is once again presenting Learning Never Ends: An Evening For Adults on April 17. The program includes 21 "mini-courses" on all sorts of great topics ranging from canine obedience to olive oils and vinegars from around the world. I will be presenting a class called "Manage Your Credit; Manage Your Life." Here is a description:

Did you know that insurance companies, credit card companies, mortgage lenders, and even employers want to know how good your credit is? Learn how to have the best possible credit through five secrets of credit scoring.

I would love to see you there! For $10, you can sign up for two courses, each of which lasts about an hour and 15 minutes.

For more information or to sign up, visit the Wauwatosa Rec department's web site by clicking HERE.

Party!

KLM Mortgage is turning three! My how time flies. We are celebrating on Friday April 18, and you are invited! We will have food, fun, and prizes from 8 a.m. to 8 p.m., please stop by!

See Me Speak (again)!

I'll be speaking on credit at the monthly Apartment Association of Southeastern Wisconsin membership meeting on January 21 at 7 p.m. at the Best Western Midway, 1005 S. Moorland Rd., Brookfield. The presentation is titled "Credit Reports - Manage Your Credit - Manage Your Life!"

I hope to see you there!